Know more about credit monitoring, improving credit, report and scores
As the No. 1 credit reference bureau in West Africa, our Credit monitoring is a service that alerts you to changes and activity on your credit report, such as new accounts opened, high balances, or late payments.
XDSData's credit monitoring is essentially a warning mechanism. Credit monitoring is all about awareness and anyone can benefit from credit monitoring since individuals can become a victim of identity theft.
If there are any changes to your credit reports, our credit monitoring will notify you. This enables you to evaluate your credit reports as soon as possible and notify the appropriate financial institution of any unlawful activity before too much harm is done.
The earlier the institution is notified of the incident, the sooner you may freeze your credit to stop anyone from creating accounts in your name. We
What Our Credit Report Offers
Having a good credit score gives individual the financial freedom to make important financial decisions, such as receiving approvals for credit cards, as well as obtaining mortgages and loans.
Report & Scores
Our credit report is a record of a person's credit history. It shows how much debt they have, how timely they pay their loans, and if they have had any past problems with debt, such as bankruptcies, foreclosures, or delinquencies.
However, our credit score is a numerical representation of a person's creditworthiness based on the information in their credit report.
It ranges from 300 to 850, a high credit score indicates good credit history, while a low score signals potential credit risks.